When you pay off the balance each month, most credit cards don't charge you anything. This can be one of the best ways to manage your finances. Below are four reasons you should consider using a credit card. 1. Avoiding Fraud Debit cards and checks are some of the worst ways to pay for anything. Sticking with credit cards or cash can save you a lot of money. Pretty much anything you do involves risk. When you carry around $50 in your pocket, there is a risk that you might lose it or get robbed. When you give a credit card to a waitress, there is a risk that she might steal the number. When you write a check at the grocery store, there is a risk that someone might take your … [Read more...] about 4 Reasons You Should Use a Credit Card